Your New Account
Congratulations on opening a Rewards Checking, Superhero Checking or High-Yield Savings Account!
Enroll in Online Banking
Start enjoying the features of your new account right away by enrolling in online banking, account setup takes under 2 minutes.
Download the Radius Mobile App
Get the Radius Mobile app to manage your account and deposit checks from anywhere.
If you ordered a debit or ATM card as part of your application, you should receive your it card within 7-10 business days. If you did not order a debit or ATM card and would like one, please contact Customer Service.
Your first order of checks are free and should arrive within 10-14 days if you ordered as part of your application. If you didn’t order checks and would like to place an order, please give us a call to order your checks.
After your first order, you can order more checks using Online Banking!
Set up direct deposit and have your paycheck sent right into your savings or checking account. To get started, complete our direct deposit form and provide it to your employer.
- During the first 30 days of your new account:
If you transferred money from an outside account to open your new account, you’ll see the deposit posted to your account within 2-3 business days. The deposit is held for 5 business days for your security.
Mobile check deposits are held for 5 business days. After 30 days, this will change to 2 business days.
Transfers from other financial institutions are held for 5 business days. After 30 days, this will change to 2 business days. .
- Read more about funds availability after the first 30 days of your new account.
Grow Your Balance
Early Direct Deposit
Set up direct deposit into your Radius account and you’re eligible to receive your money up to two days early. Your paycheck will be available as soon as your employer submits their payroll files to the Federal Reserve. For many, this means receiving your funds as early as Wednesday on pay week.
Radius never charges its clients to use an ATM, but others will. Rewards Checking and Superhero Checking accountholders are reimbursed each month for ATM fees charged by other financial institutions. At the end of each month, we calculate the amount in ATM fees you incurred during the month and automatically rebate your account. No forms to submit, no receipts to keep, it’s that easy.
Shared Deposit ATMs
Radius is part of two shared deposit ATM networks, MoneyPass and NYCE, which allow Rewards Checking, Superhero Checking and High-Yield Savings accountholders the ability to make deposits at ATMs of other institutions that participate in the program.
Mobile Check Deposit
No time to go to the ATM? Deposit you’re a check from anywhere using the Radius Mobile app.
Link an external account within Online or Mobile Banking for free funds transfers. Please note, that the initial setup of an external account may take up to 3 days.
Digital banking, made human
At Radius, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.
We use 256-bit encryption to ensure that data is protected with the highest level of security.
Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000.
Have a question? We’re here to help. Chat with us online, or reach us by phone or email.