Built for You
At Radius, we’re committed to delivering superior products and services to help our clients meet their financial goals.
Radius Marketplace
We’ve partnered with some of the best financial products available to help you spend, save, and protect your money (and life).
Learn MoreUnlimited ATM Fee Rebates
It’s your money—you shouldn’t have to pay to use it. Charged a fee by another bank? Don’t worry! Rewards Checking receives unlimited rebates for any ATM fees you’re charged.
Learn MoreRewards Checking
Get rewarded for everyday purchases and earn cash back with Rewards or Tailored Checking every time you use your Radius debit card.
Learn MoreGet Paid Up to 2 Days Early
Set up direct deposit into your Radius account and you’re eligible to receive your money up to two days early. Your paycheck will be available as soon as your employer submits their payroll files to the Federal Reserve. For many, this means receiving your funds as early as Wednesday on pay week.
High-Yield Savings
Earn up to 0.25% APY on balances of $25,000 & up and meet your savings goals faster. Don’t quite have $25,000? Radius High-Yield Savings still earns 0.15% APY on balances of $2,500 to $24,999.99.
Learn MoreRewards Checking
Get a free interest checking account that rewards you for keeping a high balance.
- – Earn 0.10% APY on balances of $2,500-$99,999.99
- – Earn 0.15% APY on balances of $100,000 & up
Radius Card App
Misplacing your debit card happens—so does blowing through your budget. We have you covered with the Radius Card app. Turn your debit card on/off, set up custom transaction alerts, and enable location-based restrictions in seconds.
Learn MoreTailored Checking
Earn 1.00% cash back on your signature based purchases. Get unlimited transactions with no upcharge, free ATMs worldwide, and earn 0.10% APY on balances of $5,000 & up. No documents needed. Apply online in minutes and get back to running your business.
Learn MoreIntegrated Finance Tools
Create a budget, track your spending, analyze trends, develop an action plan to pay off debts, and calculate your net worth—all included with personal Online & Mobile Banking.
Learn MorePay on the go with mobile wallets
Add your Radius debit card to Apple Pay®, Google Pay™, and Samsung Pay. When you’re ready to pay, open the app, tap your phone to compatible registers and complete your purchase!
Learn MoreDeposit checks with the Radius Mobile app
Securely deposit checks into your checking or savings account with just a few taps. Endorse your check with “Mobile Deposit Only” on the back, take a picture, and you’re all set!
Learn MoreMake payments to businesses and individuals
Whether you’re paying a utility bill or chipping in for a gift, schedule and make payments in Online & Mobile Banking.
Learn MoreLadder Life Insurance
We’ve partnered with Ladder who has reinvented life insurance to be instant, simple, and smart. They’ve removed the barriers of Life Insurance to provide you with constant coverage in 10 minutes or less.
Learn More
Apply Online
Open an account online in under 3 minutes—right now, wherever you are, on any device!
Apply NowAwards & Recognition
Best Online Bank of 2020
Radius earned the No. 1 spot among online banks for the combination of its mobile banking app, generous ATM fee rebates, its payout on checking and savings accounts and its accessibility.
Bankrate.com


Rewards Checking
- Earn unlimited 1% cash back on debit card purchases
- For a limited time, receive 1.50% cash back when you shop the following categories: dining out, health, and subscription services
- Earn up to 0.15% APY
- Unlimited automatic ATM fee rebates
- No monthly maintenance fee
- No minimum balance requirement after $100 to open

High-Yield Savings
- Earn up to 0.25% APY
- No monthly maintenance fee
- No minimum balance requirement after $100 to open

Tailored Checking
- Earn unlimited 1% cash back on debit card purchases
- For a limited time, receive 1.50% cash back when you shop the following categories: advertising, computer equipment, and computer services
- Earn up to 0.10% APY
- Unlimited automatic ATM fee rebates
- No monthly maintenance fee for balances over $5,000
- No minimum balance requirement after $100 to open
Leave us a review!
Have something to say? We want to hear it! Visit our review page to share your opinion on Radius, our Customer Service, or any of our products or services.
Digital banking, made human.
At Radius, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.
Security
We use 256-bit encryption to ensure that data is protected with the highest level of security.
FDIC Insurance
Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000.
Customer Support
Have a question? We’re here to help. Chat with us online, or reach us by phone or email.