Best Online Bank of 2020
Radius Bank was named Best Online Bank of 2020 by Bankrate, thanks to our mobile banking app, unlimited ATM fee rebates, and high interest rates!Get Started
Earn 1.00% cash back on debit card purchases & get unlimited ATM fee rebates while earning up to 1.20% APY.Learn More
Business interest checking with no hidden fees.Learn More
Earn 1.65% APY
Get one of the best rates in the country with Radius High-Yield Savings.Learn More
Built for You
At Radius, we’re committed to delivering superior products and services to help our clients meet their financial goals.
We’ve partnered with some of the best financial products available to help you spend, save, and protect your money (and life).Learn More
Unlimited ATM Fee Rebates
It’s your money—you shouldn’t have to pay to use it. Charged a fee by another bank? Don’t worry! Rewards Checking and Superhero Checking receive unlimited rebates for any ATM fees you’re charged.Learn More
Get rewarded for everyday purchases and earn 1.00% cash back with Rewards Checking every time you use your Radius debit card.Learn More
Get Paid Up to 2 Days Early
Set up direct deposit into your Radius account and you’re eligible to receive your money up to two days early. Your paycheck will be available as soon as your employer submits their payroll files to the Federal Reserve. For many, this means receiving your funds as early as Wednesday on pay week.
Earn up to 1.65% APY on balances of $25,000 & up and meet your savings goals faster. Don’t quite have $25,000? Radius High-Yield Savings still earns 1.25% APY on balances of $2,500 to $24,999.99.Learn More
Get a free interest checking account that rewards you for keeping a high balance.
- Earn 1.00% APY on balances of $2,500-$99,999.99
- Earn 1.20% APY on balances of $100,000 & up
Radius Card App
Misplacing your debit card happens—so does blowing through your budget. We have you covered with the Radius Card app. Turn your debit card on/off, set up custom transaction alerts, and enable location-based restrictions in seconds.Learn More
Help March of Dimes make a difference one dollar at a time. Put your cape on and open a Superhero Checking account to earn valuable donations for March of Dimes through everyday spending and saving.Learn More
Get unlimited transactions with no upcharge, free ATMs worldwide, and earn 0.75% APY on balances of $5,000 & up. No documents needed. Apply online in minutes and get back to running your business.Learn More
Integrated Finance Tools
Create a budget, track your spending, analyze trends, develop an action plan to pay off debts, and calculate your net worth—all included with personal Online & Mobile Banking.Learn More
Pay on the go with mobile wallets
Add your Radius debit card to Apple Pay®, Google Pay™, and Samsung Pay. When you’re ready to pay, open the app, tap your phone to compatible registers and complete your purchase!Learn More
Deposit checks with the Radius Mobile app
Securely deposit checks into your checking or savings account with just a few taps. Endorse your check with “Mobile Deposit Only” on the back, take a picture, and you’re all set!Learn More
Make payments to businesses and individuals
Whether you’re paying a utility bill or chipping in for a gift, schedule and make payments in Online & Mobile Banking.Learn More
Ladder Life Insurance
We’ve partnered with Ladder who has reinvented life insurance to be instant, simple, and smart. They’ve removed the barriers of Life Insurance to provide you with constant coverage in 10 minutes or less.Learn More
Awards & Recognition
2017 Celent Model Bank Product Innovation Award
2018 Best of FinXTech Award
Nationwide Top 30 SBA Lender
2018 Financial Capability Innovation Award
“Each year, we honor institutions that are truly dedicated to going above and beyond in service to their communities.”
- Earn unlimited 1.00% cash back on debit card purchases
- Earn up to 1.20% APY
- Unlimited automatic ATM fee rebates
- No monthly maintenance fee
- No minimum balance requirement after $100 to open
Digital banking, made human.
At Radius, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.
We use 256-bit encryption to ensure that data is protected with the highest level of security.
Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000.
Have a question? We’re here to help. Chat with us online, or reach us by phone or email.