• Paycheck Protection Program (PPP)

    Loans for small businesses via the Federal CARES Act. Begin the loan process today!

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    Small Business Administration
  • Best Online Bank of 2020

    Radius Bank was named Best Online Bank of 2020 by Bankrate, thanks to our mobile banking app, unlimited ATM fee rebates, and high interest rates!

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    Best Online Bank of 2020 by Bankrate
  • Rewards Checking

    Earn 1.00% cash back on debit card purchases & get unlimited ATM fee rebates while earning up to 0.15% APY.

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    Best Online Bank of 2020 by Bankrate, Radius Rewards Checking 1.00% Cash Back and High Interest Rate
  • Tailored Checking

    Business interest checking with no hidden fees.

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Built for You

At Radius, we’re committed to delivering superior products and services to help our clients meet their financial goals.

  • Marketplace

    Radius Marketplace

    We’ve partnered with some of the best financial products available to help you spend, save, and protect your money (and life).

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  • Free ATMs Worldwide

    Unlimited ATM Fee Rebates

    It’s your money—you shouldn’t have to pay to use it. Charged a fee by another bank? Don’t worry! Rewards Checking and Superhero Checking receive unlimited rebates for any ATM fees you’re charged.

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  • Cash Back Rewards

    Rewards Checking

    Get rewarded for everyday purchases and earn 1.00% cash back with Rewards Checking every time you use your Radius debit card.

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  • Automated direct deposit

    Get Paid Up to 2 Days Early

    Set up direct deposit into your Radius account and you’re eligible to receive your money up to two days early. Your paycheck will be available as soon as your employer submits their payroll files to the Federal Reserve. For many, this means receiving your funds as early as Wednesday on pay week.


  • Savings

    High-Yield Savings

    Earn up to 0.25% APY on balances of $25,000 & up and meet your savings goals faster. Don’t quite have $25,000? Radius High-Yield Savings still earns 0.15% APY on balances of $2,500 to $24,999.99.

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  • Earn 1.20% APY Checking

    Rewards Checking

    Get a free interest checking account that rewards you for keeping a high balance.

    • Earn 0.10% APY on balances of $2,500-$99,999.99
    • Earn 0.15% APY on balances of $100,000 & up
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  • Radius Card app - debit card security

    Radius Card App

    Misplacing your debit card happens—so does blowing through your budget. We have you covered with the Radius Card app. Turn your debit card on/off, set up custom transaction alerts, and enable location-based restrictions in seconds.

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  • donate icon

    Superhero Checking

    Help March of Dimes make a difference one dollar at a time. Put your cape on and open a Superhero Checking account to earn valuable donations for March of Dimes through everyday spending and saving.

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  • Earn 1.20% APY Checking

    Tailored Checking

    Get unlimited transactions with no upcharge, free ATMs worldwide, and earn 0.10% APY on balances of $5,000 & up. No documents needed. Apply online in minutes and get back to running your business.

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  • manage Money

    Integrated Finance Tools

    Create a budget, track your spending, analyze trends, develop an action plan to pay off debts, and calculate your net worth—all included with personal Online & Mobile Banking.

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  • mobile Wallets

    Pay on the go with mobile wallets

    Add your Radius debit card to Apple Pay®, Google Pay™, and Samsung Pay. When you’re ready to pay, open the app, tap your phone to compatible registers and complete your purchase!

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  • Mobile Deposit

    Deposit checks with the Radius Mobile app

    Securely deposit checks into your checking or savings account with just a few taps. Endorse your check with “Mobile Deposit Only” on the back, take a picture, and you’re all set!

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  • Send Money to People

    Make payments to businesses and individuals

    Whether you’re paying a utility bill or chipping in for a gift, schedule and make payments in Online & Mobile Banking.

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  • Insurance

    Ladder Life Insurance

    We’ve partnered with Ladder who has reinvented life insurance to be instant, simple, and smart. They’ve removed the barriers of Life Insurance to provide you with constant coverage in 10 minutes or less.

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Apply Online

Open an account online in under 3 minutes—right now, wherever you are, on any device!

Apply Now

Awards & Recognition

  • Nerdwallet Best Checking Account Award for Radius Bank

    2020 Best Online Checking Account NerdWallet Award

  • Bankrate Best Online Bank 2020 Radius Bank

    2020 Best Online Bank Bankrate Award

  • Best Checking Account Go Banking Rates

    2020 Best Checking Accounts Go Banking Rates Award


Best Online Bank 2020

Radius Bank earned the No. 1 spot among online banks for the combination of its mobile banking app, generous ATM fee rebates, its payout on checking and savings accounts and its accessibility.

Rewards Checking

  • Earn unlimited 1.00% cash back on debit card purchases
  • Earn up to 0.15% APY
  • Unlimited automatic ATM fee rebates
  • No monthly maintenance fee
  • No minimum balance requirement after $100 to open
Get Rewards Checking

High-Yield Savings

  • Earn up to 0.25% APY
  • No monthly maintenance fee
  • No minimum balance requirement after $100 to open
Get High-Yield Savings

Digital banking, made human.

At Radius, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.


We use 256-bit encryption to ensure that data is protected with the highest level of security.

FDIC Insurance

Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000.

Customer Support

Have a question? We’re here to help. Chat with us online, or reach us by phone or email.