Rewards Checking
Earn 1.00% cash back on debit card purchases & get unlimited ATM fee rebates worldwide.
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Superhero Checking
Earn your cape today with a free checking account that gives back to March of Dimes.
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Hybrid Checking
Earn 2.05% APY
Rewards Checking
Superhero Checking
Tailored CheckingBuilt for You
At Radius, we’re committed to delivering superior products and services to help our clients meet their financial goals.
Radius Marketplace
We’ve partnered with some of the best financial products available to help you spend, save, and protect your money (and life).
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Unlimited ATM Fee Rebates
It’s your money—you shouldn’t have to pay to use it. Charged a fee by another bank? Don’t worry! Radius Hybrid Checking, Superhero Checking, and Rewards Checking all receive unlimited rebates for any ATM fees you’re charged.
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Radius Rewards
Get rewarded for everyday purchases and earn 1.00% cash back with Rewards Checking every time you use your Radius debit card.
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Get Paid Up to 2 Days Early
Set up direct deposit into your Radius account and you’re eligible to receive your money up to two days early. Your paycheck will be available as soon as your employer submits their payroll files to the Federal Reserve. For many, this means receiving your funds as early as Wednesday on pay week.
High-Yield Savings
Earn up to 2.05% APY on balances of $25,000 & up and meet your savings goals faster. Don’t quite have $25,000? Radius High-Yield Savings still earns 1.50% APY on balances of $2,500 to $24,999.99.
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Hybrid Checking
Get a free interest checking account that combines the flexibility of a checking account with the high-interest earning potential of savings account, all in one place.
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Radius Card App
Misplacing your debit card happens—so does blowing through your budget. We have you covered with the Radius Card app. Turn your debit card on/off, set up custom transaction alerts, and enable location-based restrictions in seconds.
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Superhero Checking
Help March of Dimes make a difference one dollar at a time. Put your cape on and open a Superhero Checking account to earn valuable donations for March of Dimes through everyday spending and saving.
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Get unlimited transactions with no upcharge, free ATMs worldwide, and earn 0.75% APY on balances of $5,000 & up. No documents needed. Apply online in minutes and get back to running your business.
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Integrated Finance Tools
Create a budget, track your spending, analyze trends, develop an action plan to pay off debts, and calculate your net worth—all included with personal Online & Mobile Banking.
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Pay on the go with mobile wallets
Add your Radius debit card to Apple Pay®, Google Pay™, and Samsung Pay. When you’re ready to pay, open the app, tap your phone to compatible registers and complete your purchase!
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Deposit checks with the Radius Mobile app
Securely deposit checks into your checking or savings account with just a few taps. Endorse your check with “Mobile Deposit Only” on the back, take a picture, and you’re all set!
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Make payments to businesses and individuals
Whether you’re paying a utility bill or chipping in for a gift, schedule and make payments in Online & Mobile Banking.
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Ladder Life Insurance
We’ve partnered with Ladder who has reinvented life insurance to be instant, simple, and smart. They’ve removed the barriers of Life Insurance to provide you with constant coverage in 10 minutes or less.
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Apply Online
Open an account online in under 3 minutes—right now, wherever you are, on any device!
Apply NowAwards & Recognition
2017 Celent Model Bank Product Innovation Award
2018 Best of FinXTech Award
Nationwide Top 30 SBA Lender
2018 Financial Capability Innovation Award
“Each year, we honor institutions that are truly dedicated to going above and beyond in service to their communities.”
Ray Martinez
President of Financial Education at EVERFI
Digital banking, made human.
At Radius, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.
Security
We use 256-bit encryption to ensure that data is protected with the highest level of security.
FDIC Insurance
Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000.
Customer Support
Have a question? We’re here to help. Chat with us online, or reach us by phone or email.