The best online bank of 2020 is now even better.

Radius is now

The best online bank of 2020 is now even better. Radius has joined America’s largest personal loan company to offer our members access to fair credit, competitive rates, and the financial tools to help you get out of debt and make the most of your money.

Personal Banking

Refer a Friend

Earn a $50 reward when you refer your friend to Radius!

Earn $50

Give your friends and family the gift of better banking and refer them to Radius Bank today—you’ll both earn $50!1 

How to Qualify

You must have a Rewards Checking account in good standing and open for at least 30 days.

Radius Mobile App Refer a Friend

Refer a Friend in 3 Easy Steps

1.  Sign into your Radius Mobile App and scroll down to the Refer a Friend section in the feed and click “Learn More”

2.  Your referral code is displayed at the bottom of the screen, ready for you to copy it and share it with friends and family

3.  Click “Share Your Code” and choose to either text or email an invite link to the person you wish to refer!

Getting the $50

They (your friends/family) open a Rewards Checking account at Radius.

The account of the friend you are referring must remain open for 60 days while keeping a balance of $500 by the end of the 60 days.

You both get $50 after 60 days!

You will receive your reward within 30 days after the qualification period. You both get $50 after 60 days!

Benefits of Opening a Rewards Checking Account

  • Get unlimited 1.00% cash back on debit card purchases
  • Earn up to 0.15% APY3
  • Enjoy unlimited ATM fee rebates with this totally free account4

Build Your Rewards

$50 for you and $50 for your friend—talk about a win-win. 

Bonus Incentives

Occasionally, we offer a bump in the refer a friend payout! To stay up to date, make sure you are subscribed to receive our emails. Sign up for our newsletter at the bottom of this page.

Share the account that has been awarded the best checking account!

  • Radius offers fee-free versions of the most popular types of accounts, all with decent rates; the unlimited ATM fee reimbursement is a significant additional perk. Also, no-fee, high-APY checking with free worldwide ATM withdrawals make the Radius Rewards Checking account a knockout contender.

    GOBankingRate’s Best Online Banks and Checking Accounts of 2020

  • Radius is an online bank with a Rewards Checking account that combines a competitive interest rate and cash-back rewards. It also offers unlimited ATM fee reimbursements, a rare perk, and up to two-day early direct deposit.

    Nerdwallet’s Best Online Checking Accounts of 2020

  • The brand isn’t a household name, but Radius earned the No. 1 spot among online banks for the combination of its mobile banking app, generous ATM fee rebates, its payout on checking and savings accounts and its accessibility — the minimums to open a checking or savings account are fairly low.

    Bankrate’s Best Online Bank of 2020

Digital banking, made human.

At Radius, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.


We use 256-bit encryption to ensure that data is protected with the highest level of security.

FDIC Insurance

Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000.

Customer Support

Have a question? We’re here to help. Chat with us online, or reach us by phone or email.