The best online bank of 2020 is now even better.

Radius is now

The best online bank of 2020 is now even better. Radius has joined America’s largest personal loan company to offer our members access to fair credit, competitive rates, and the financial tools to help you get out of debt and make the most of your money.

Learn MoreVisit LendingClub

Personal Banking

Rates

Earn some of the best rates in the country.

Cash Back Rewards

Checking Rates

Get rewarded with a free high-interest checking account that includes unliminted 1.00% cash back on debit card purchases and unlimited ATM fee rebates worldwide.

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Savings

Savings Rates

Consistently earn one of the best rates in the country – with no strings attached

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Earn High Interest

CD Rates

Competitive Certificate of Deposit rates for short term balance growth 

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Awards & Recognition

  • Celent Model Bank

    2017 Celent Model Bank Product Innovation Award

  • FinXTech

    2018 Best of FinXTech Award

  • Small Business Administration

    Nationwide Top 30 SBA Lender

2018 Financial Capability Innovation Award

“Each year, we honor institutions that are truly dedicated to going above and beyond in service to their communities.”

Ray Martinez

President of Financial Education at EVERFI
Everfi

Apply Online

Open an account online in under 3 minutes—right now, wherever you are, on any device!

Apply Now

Digital banking, made human.

At Radius, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.

Security

We use 256-bit encryption to ensure that data is protected with the highest level of security.

FDIC Insurance

Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000.

Customer Support

Have a question? We’re here to help. Chat with us online, or reach us by phone or email.