Personal Banking

Personal Loans

Low, fixed-rate loans from 6.95% to 35.99% APR.
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Radius Bank has partnered with Prosper to offer access to fixed, low-rate personal loans to fit your financial needs.

Consolidate debt, make home improvements, or take a dream vacation with a personal loan through Prosper.

Borrow from $2,000-$35,000

Fixed rates that never go up

Rates from 6.95% to 35.99% APR1

Apply Online

Get real offers in 2 minutes, without affecting your credit score.

Get Approved

Your application is processed in just a few days.

Get Funded

Money is deposited into your bank account in 3-5 business days, and monthly payments are scheduled.

No commitment required. Your real rates are shown up front in less than 2 minutes, without affecting your credit score.

Flexible Options

Choose a 36 or 60-month term2

Customize fixed monthly payments for your budget

No Surprises

No teaser rates

No prepayment penalties

Dedicated Customer Service

If you have questions, call Prosper at 1.866.615.6319 from 8:00am to 9:00pm ET. They can even help you apply over the phone.

No commitment required. Your real rates are shown up front in less than 2 minutes, without affecting your credit score.

As the first-ever online lending marketplace in the US, we’re a passionate group of technical and financial experts, engineers, designers, and customer advocates who want to create a better way to borrow money.

Prosper

No commitment required. Your real rates are shown up front in less than 2 minutes, without affecting your credit score.

Testimonials from real Prosper customers

Prosper helped me purchase my first motorcycle, a restore of the 1978 Honda. Soon enough, it will shine once more. 

Joseph C.

Prosper helped me with asking my soulmate to marry me. Thanks, Prosper!

Christopher C.

We [decided to] convert our garage into a living space. We came to Prosper and were quickly approved and received our funds. Construction is underway!

Kelli T.

Thank you for being so easy to work with and for being that final boost I needed to get my credit back in line.

Constance M.

“Most Promising Companies of 2015”

Forbes

No commitment required. Your real rates are shown up front in less than 2 minutes, without affecting your credit score.

Frequently Asked Questions

How do I know if I’m eligible for a loan through Prosper?

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You are an eligible candidate if you:

  • Are at least 18 years old
  • Are a US resident
  • Have a valid bank account
  • Have a credit score of at least 640

How does Prosper work?

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Often referred to as “peer-to-peer” lending, Prosper is an online lending marketplace that connects people who want to borrow money with those who want to invest. For more information, visit Prosper.com.