The best online bank of 2020 is now even better.

Radius is now

Lendingclub logo

The best online bank of 2020 is now even better. Radius has joined America’s largest personal loan company to offer our members access to fair credit, competitive rates, and the financial tools to help you get out of debt and make the most of your money.

Personal Banking

Radius High-Yield Savings

Boost your savings with our free high-interest savings account.

Apply Online
Best Online Bank of 2020 by Bankrate, Radius Rewards Checking 1.00% Cash Back and High Interest Rate

Earn one of the best rates in the country

Boost your savings with this FDIC-insured1 savings account that earns more for you.

Stacking coins

High-interest earning

  • Earn 0.25% APY

    on balances of $25,000 & up2

  • Earn 0.15% APY

    on balances of $2,500–$24,999.992

Apply Now

Freedom from fees

  • It’s your money, you shouldn’t have to pay to use it

  • No monthly service fees

    No minimum balance requirement after $100.00 to open

    Free ATM card available

Apply Now

Apply online in minutes

  • Here’s what you’ll need to apply

  • Your Social Security Number (or Individual Tax ID Number)

    $100 or more to open – you can use a debit card or transfer from an existing bank account

  • Open your account in as little as 3 minutes!

Apply Now

Why choose Radius?

  • Andres G.
  • Joseph S.
  • Monique R.
  • John M.
  • “I like having all fees resulting from ATM use reimbursed to me, no matter how often or how little I use ATMs. I also like it that there is no cap on how much these reimbursements can amount to.”

    Andres G.

  • “This representative was extremely kind, courteous, helpful, and knowledgeable. She was successfully able to resolve my issue quickly, and was very kind and attentive during the process. This representative sets a great example of what excellent customer service is.”

    Joseph S.

  • Best banking experience I ever had hands down

    Laura H.

  • The unbelievably kind and helpful customer service team is one of the main reasons I bank with Radius

    Michael F.

Let’s get started!

Don’t have a Radius account yet? Apply now and open your new account in under 3 minutes! What are you waiting for?

Mobile Banking

Online & Mobile Banking

Manage your accounts from anywhere with unlimited access – 24 hours a day, 7 days a week.

Learn More

Digital banking, made human

At Radius, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.


We use 256-bit encryption to ensure that data is protected with the highest level of security.

FDIC Insurance

Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000.

Customer Support

Have a question? We’re here to help. Chat with us online, or reach us by phone or email.