Personal Banking

Checking Accounts

Apply online for our free, award-winning checking accounts in under 3 minutes.

Apply Online
Earn up to 1.20% APY with Hybrid Checking - named Best Checking Account of 2019 by mybanktracker

  • Checking Account

    Essential Checking

    A basic checking account with no perks and limited fees.

    Learn More
  • Superhero Checking Charitable Donations

    Superhero Checking

    Help March of Dimes make a difference one dollar at a time. Earn valuable donations for March of Dimes through everyday spending, and earn some interest for yourself as well.

    Learn More
  • Earn High Interest

    Hybrid Checking2

    Get a free interest checking account that combines the flexibility of a checking account with the high-interest earning of a savings account, all in one place.

    • Earn 1.20% APY on balances of $100,000 & up
    • Earn 1.00% APY on balances of $2,500–$99,999.99
    Learn More
  • Cash Back Rewards

    Rewards Checking3

    Get rewarded for everyday purchases and earn 1.00% cash back with Rewards Checking every time you use your Radius debit card.

    Learn More
  • Compare/Calculate

    Compare Checking Accounts

    Not sure which account is right for you? Compare checking accounts side by side.

    Learn More

Apply Online

Open an account online in under 3 minutes—right now, wherever you are, on any device!

Apply Now

Why choose Radius?

  • Smiling Customer Angela
  • Andres G.
  • Joseph S.
  • Monique R.
  • Christopher was polite and knowledgeable when helping me with my reason for calling. It’s my first time calling your CS number, and if he’s anything like the rest of your team, then I’m impressed! 

    Amanda H.

    Real Customer
  • “I like having all fees resulting from ATM use reimbursed to me, no matter how often or how little I use ATMs. I also like it that there is no cap on how much these reimbursements can amount to.”

    Andres G.

    Real Customer
  • “This representative was extremely kind, courteous, helpful, and knowledgeable. She was successfully able to resolve my issue quickly, and was very kind and attentive during the process. This representative sets a great example of what excellent customer service is.”

    Joseph S.

    Real Customer
  • “I am very satisfied with the customer service, fast response and very knowledgeable customer rep.”

    Monique R.

    Real Customer

Questions?

Feel free to contact us with any questions. We’ll make sure to get you an answer or put you in touch with whoever you’re looking for.

Online & Mobile Banking

Manage your accounts from anywhere with unlimited access – 24 hours a day, 7 days a week.

Learn More

Digital banking, made human.

At Radius, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.

Security

We use 256-bit encryption to ensure that data is protected with the highest level of security.

FDIC Insurance

FDIC Insurance

Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000.

Customer Support

Have a question? We’re here to help. Chat with us online, or reach us by phone or email.