The best online bank of 2020 is now even better.

Radius is now

The best online bank of 2020 is now even better. Radius has joined America’s largest personal loan company to offer our members access to fair credit, competitive rates, and the financial tools to help you get out of debt and make the most of your money.

Fees

Fees

Our current fee schedule – for fair and transparent banking

    • Item
      Item
    • Fee
      Fee
    • Item
      Abandoned Property
    • Fee
      $50.00 (per account)
    • Item
      Canadian Item Collection
    • Fee
      $7.00
    • Item
      Daily OD Fee1
    • Fee
      $5.00 (a day)
    • Item
      Deposited Item Rev2
    • Fee
      $8.00
    • Item
      Dormant Service Charge3
    • Fee
      $5.00 (per month)
    • Item
      Expedited ATM Card
    • Fee
      $35.00
    • Item
      Expedited Debit Card
    • Fee
      $35.00
    • Item
      Foreign Item Collection
    • Fee
      $30.00
    • Item
      Levy
    • Fee
      $75.00
    • Item
      Money Order
    • Fee
      $3.00
    • Item
      Paid Non-Sufficient Funds (NSF) Charge4,5
      (ACH, Check, Debit)
    • Fee
      $25.00 (per item)
    • Item
      Research
    • Fee
      $25.00 (hourly)
    • Item
      Returned Item Charge4,5,6
      (Check, Debit)
    • Fee
      $25.00 (per item)
    • Item
      Stop Payment
    • Fee
      $25.00
    • Item
      Subpoena
    • Fee
      $75.00
    • Item
      Summons
    • Fee
      $75.00
    • Item
      Treasurer’s Check
    • Fee
      $8.00
    • Item
      Domestic Wire In
    • Fee
      $10.00
    • Item
      Domestic Wire Out (Consumer)
    • Fee
      $20.00
    • Item
      Domestic Wire Out (Business)
    • Fee
      $18.00
    • Item
      International Wire In
    • Fee
      $10.00
    • Item
      International Wire Out
    • Fee
      $40.00

Fees effective as of 04/11/2021

  1. Daily Overdraft (OD) Fee begins on the 5th calendar day after first overdraft item and continues for 30 calendar days if the account remains in a negative balance.
  2. Deposited Item Reversal (Rev).
  3. Only applies to personal checking accounts that have been inactive for 12 consecutive months.
  4. Individual overdrafted items of $5.00 or less will not be charged a fee.
  5. Transactions posted against insufficient or held funds.
  6. For personal accounts, a Return Item Charge will not be assessed for ACH items returned or unpaid.