The holiday season can mean spending a little bit more money than you typically spend in a month. Your shopping seems never ending and you’ve still go bills to pay this month and next! Have you considered looking for ways that you can make some extra cash to help battle the holiday expenses? If you need some inspiration, here are 6 different ways you might be able to offset this year’s holiday spending.
1. Offer your time, in person or virtually
Everyone is busy this time of year which means people could use help in all different areas. Think about offering up your free time to someone and you could make money on your own schedule. Most help can even be done virtually if you are trying to stay inside this season. Whether a neighbor needs a tutor or a friend needs help figuring out what to buy for gifts this year, your free time can be put to good use and help bring in some extra cash.
2. Sell personalized crafts
Your arts and crafts hobby could come into handy this season if you are looking to make some gifts for people you know. Maybe your knitting skills can help craft the perfect scarf a friend is looking to give her roommate or your love for baking can help supply friends and families with the personalized dessert they just didn’t have time to make. Taking a step back and finding your niche and offering it up to people around you is a great way to earn more money this season.
3. Work where you can
Have a car in the driveway? Driving for Doordash or Grubhub can be the perfect job to fit into your already busy schedule. If you aren’t looking to leave your couch, just open your laptop and find a microjob that you can start. Many companies are looking for help checking website pages or entering data and are willing to pay you for the work!
4. Winter cleaning
Clean out some of those old boxes and get some extra cash? That sounds like a win-win! Selling your old clothes is the perfect way to make some extra room around the house and make some bonus holiday cash. If you find some toys or old presents from last year, Amazon offers store credit if you opt to trade that stuff in.
5. Babysit or nanny
Reaching out to friends to see if any families need help watching kids while they run out and complete their shopping is a great place to start. Whether it’s during the day or at night, bake some holiday cookies or turn on a classic movie and the kids will be begging for you to come back. Even parents are looking for help this time of year and will be willing to pay for your service.
Some of the more popular stores look to hire seasonal workers to help with the influx of orders. Applying for these types of jobs help make back some of the holiday cash you spent and you still get to be involved with the holiday excitement. Pro tip: Make sure to check to see if your favorite store is hiring – if you work there hold off on buying your items until after your employee discount kicks in!
The easiest way to make some extra cash this season? Use your Radius Bank’s cash back debit card and you will receive 1.00% cash back on all “credit-based” purchases.1 Read our blog post on the difference between a credit and debit transaction here. Radius Bank wishes you a safe and healthy holiday season!
1 The Debit Card Rewards Program (Cash Back Rewards) will provide 1.00% cash-back on all Qualified Purchases made by eligible Rewards Checking account holders if the account holder does any of the following; meet the requirements, is grandfathered in, or keeps an average balance of $2,500 or greater within the calendar month in their Rewards Checking Account, or receives total deposits of $2,500 or more in their Rewards Checking account via qualifying Direct Deposit within the month. Qualifying Direct Deposits are Automated Clearing House (ACH) credits, which may include payroll, pension or government payments (such as Social Security) by your employer, or an outside agency. Radius Bank may require documentation to verify that credits are Qualifying Direct Deposits. The value of this reward may constitute taxable income to you. You may be issued an Internal Revenue Service Form 1099 (or other appropriate form) to you that reflects the value of such reward. Please consult your tax adviser, as Radius Bank does not provide tax advice. Qualified Purchases include signature-based purchases made with a Radius Bank Debit Card tied to a Rewards Checking account enrolled in the Debit Card Rewards program. These are “credit” purchases that can be made in stores and online. To make a signature-based purchase, select “credit” rather than debit at point-of-sale kiosks. The “credit” option is most often pre-selected when making purchases online using a debit card. Online subscription payments may not be considered signature-based purchases. The payment transaction type (signature-based or other) is ultimately decided by the merchant and how the transaction is transmitted to Radius Bank at the time of processing. We reserve the right to determine if a transaction was a Qualified Purchase, and to establish additional types of Qualified Purchases that could be made available in a variety of ways. Any goods or services purchased with the Radius Bank Debit Card that are returned or otherwise credited to your Account are not qualified purchases. Unlawful purchases and purchases of currency, cash or cash equivalents (including, without limitation, currency from the U.S. Mint, Travelers Cheques, gift cards, Cryptocurrency, Casino Chips, Peer to Peer Payments, prepaid debit cards, account openings, loan payments, or other cash equivalents) made with your Radius Bank Debit Card are not Qualified Purchases. We may require you to provide documentation to validate that certain purchases are Qualified Purchases. Radius Bank reserves the right to modify or discontinue this program at any time. Your enrolled account must remain open, active, and in good standing to participate in the program, meaning: No NSF (non-sufficient funds) items during the preceding twelve calendar months in your checking account (regardless of the type of checking account). An eFunds check must show no negative history in the preceding twelve months and all monthly servicing fees must have been paid in full for the 12 preceding months. Radius Bank reserves the right to modify the description of “good standing” at any time. If you or the Bank closes your account for any reason before the end of the statement cycle, you will forfeit all rewards accrued through your linked Debit Card during that statement cycle.