The best online bank of 2020 is now even better.

Radius is now

The best online bank of 2020 is now even better. Radius has joined America’s largest personal loan company to offer our members access to fair credit, competitive rates, and the financial tools to help you get out of debt and make the most of your money.

Personal Banking

Student Loan Refinance

Actual, prequalified rates in just 2 minutes.

Radius Bank has partnered with Credible to offer access to Student Loan Refinancing.

See prequalified options in one place without affecting your credit score.  Checking rates is 100% free!

Find My Rate

Complete a simple form

  • One form to access options from top lenders
  • Checking your rates won’t affect your credit score
  • Your information is not shared with lenders at this point

Choose an option you like

  • Easily compare your prequalified options in one place
  • Use our comprehensive tools to quickly find a plan for you
  • Get actual prequalified rates based on your credit profile, no estimates

Provide your loan details

  • Use the easy import tools to add the loans you want to refinance
  • Provide some additional details about yourself
  • Get your final offer in as little as one business day

Join thousands of others who have already saved by refinancing

Login to Radius Online Banking or the Radius Mobile app to find the best student loan refinance loans to get you one step ahead

Digital banking, made human.

At Radius, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.


We use 256-bit encryption to ensure that data is protected with the highest level of security.

FDIC Insurance

Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000.

Customer Support

Have a question? We’re here to help. Chat with us online, or reach us by phone or email.