5 Star Checking
Unlimited Cash Back
Get cash back on online and signature-based “credit” transactions made with a Radius debit card.1 2
Our US-based Customer Service is available by your channel of choice: chat, phone or email.
Free ATMs Worldwide
We won’t charge a fee, and we rebate ATM fees charged by other banks, worldwide. Get unlimited ATM fee rebates and save over $300 this year!4
Get Your Paycheck Early
Set up direct deposit into your Radius account and you’re eligible to receive your money up to 2 days early.5
Earn more than the national average. Earn 0.10% APY on balances of $2,500–$99,999.99. Earn 0.15% APY on balances of $100,000 & up.3
Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000 per depositor.
Our Customers Earned $40 on Average Per Month in Rewards
How You Can Earn Cash Back:
Use your Rewards Checking debit card in these categories and earn 1.5% cash back:
Health: Drug stores, pharmacies, medical services, and health practitioners
Food/Restaurants/Groceries: Food delivery, fast food restaurants, convenience stores, etc.
Entertainment: Streaming services, cable, bookstores, computer software stores, etc.
Social Good: Charitable and social service organizations
Earn 1% cash back on all other purchases.
Bank from Anywhere with Radius Mobile
A full-service bank at your fingertips6
Available for iOS and AndroidTM
- Deposit checks
- View real-time transactions
- Pay bills and transfer funds
- Manage your budget and track spending
- Improve your financial health with our marketplace partners
Why choose Radius?
I get excited when I receive my monthly benefits email. I love seeing how much I have earned and saved this year by banking with Radius.
Best banking experience I ever had hands down
The unbelievably kind and helpful customer service team is one of the main reasons I bank with Radius
Digital banking, made human.
At Radius, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.
We use 256-bit encryption to ensure that data is protected with the highest level of security.
Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000.
Have a question? We’re here to help. Chat with us online, or reach us by phone or email.