Free Checking Account with Rewards1
Earn cash back with this high-interest checking account, plus get free ATMs worldwide.2 3
1.00% Cash Back
Unlimited Earning Potential
- Receive 1.00% cash back on online and signature-based “credit” transactions made with a Radius Bank debit card.
Earn 1.50% cash back when you shop the following categories: Health, Food, Entertainment, and Social Good.4
How to Qualify:
— Receive $2,500 worth of direct deposits into your Rewards Checking account from an employer or another source of income, or
— Keep an average balance of $2,500 or more in your Rewards Checking account
High Interest Earning
Earn 0.15% APY
Balances of $100,000 & up2
Earn 0.10% APY
Balances of $2,500–$99,999.992
Freedom from Fees
It’s your money, you shouldn’t have to pay to use it.
- Free ATMs worldwide
- No monthly service fees
- No minimum balance requirement after $100.00 to open
- First order of checks on us!
Apply Online in Minutes
Here’s what you’ll need to apply:
- Your Social Security Number (or Individual Tax ID Number)
- $100 or more to open – you can use a debit card or transfer from an existing bank account
Open in as little as 3 minutes!
Early Direct Deposit
Get paid early!
- Set up direct deposit into your Radius account and you’re eligible to receive your money up to two days early.
- Your paycheck will be available as soon as your employer submits their payroll files to the Federal Reserve. For many, this means receiving your funds as early as Wednesday on pay week.5
Why choose Radius?
“I like having all fees resulting from ATM use reimbursed to me, no matter how often or how little I use ATMs. I also like it that there is no cap on how much these reimbursements can amount to.”
Andres G.Real Customer
“This representative was extremely kind, courteous, helpful, and knowledgeable. She was successfully able to resolve my issue quickly, and was very kind and attentive during the process. This representative sets a great example of what excellent customer service is.”
Joseph S.Real Customer
“I am very satisfied with the customer service, fast response and very knowledgeable customer rep.”
Monique R.Real Customer
“Love the online chat!”
John M.Real Customer
Let’s get started!
Don’t have a Radius account yet? Apply now and open your new account in under 3 minutes! What are you waiting for?
Safeguard your checking account from overdrafts by setting up our convenient overdraft protection services.
Place stop payments on checks before they have been cashed.
Easily transfer money from your Radius account to another person or a bank account elsewhere.
Digital banking, made human.
At Radius, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.
We use 256-bit encryption to ensure that data is protected with the highest level of security.
Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000.
Have a question? We’re here to help. Chat with us online, or reach us by phone or email.