The best online bank of 2020 is now even better.

Radius is now

The best online bank of 2020 is now even better. Radius has joined America’s largest personal loan company to offer our members access to fair credit, competitive rates, and the financial tools to help you get out of debt and make the most of your money.

Personal Banking

Earn Unlimited

1+% Cash Back

Interest3

ATM Fee Rebates4

Plus, No Monthly or Hidden Fees

with Rewards Checking

Open Online Now
Radius Mobile App
Nerdwallet's 2021 Best Bank or Credit Union for Online Experience
Cash Back Rewards

Unlimited Cash Back

Get cash back on online and signature-based “credit” transactions made with a Radius debit card.1

Customer Support

Customer Support

Our US-based Customer Service is available by your channel of choice: chat, phone or email.

Free ATMs Worldwide

Free ATMs Worldwide

We won’t charge a fee, and we rebate ATM fees charged by other banks, worldwide. Get unlimited ATM fee rebates and save over $300 this year!4

Deposits

Get Your Paycheck Early

Set up direct deposit into your Radius account and you’re eligible to receive your money up to 2 days early.5

Earn High Interest

Earn Interest

Earn more than the national average. Earn 0.10% APY on balances of $2,500–$99,999.99. Earn 0.15% APY on balances of $100,000 & up.3

Insurance

FDIC Insurance

Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000 per depositor.

Apply Online

Open an account online in under 3 minutes with as little as $100!

How people are spending their cash back

Our Customers Earned $52 on Average Per Month in Benefits

Get money deposited back into your account each month:

  • Earn cash back on online and signature-based “credit” transactions made with a Radius debit card..1
  • For a limited time, receive 1.50% cash back when you shop the following categories: Dining Out, Health, and Subscription Services2 
  • Free ATMs Worldwide: We rebate ATM fees charged by other banks, worldwide.4
  • Interest-Earning Checking Accounts.3
Mobile Banking on the go on a phone

Bank from Anywhere with Radius Mobile

A full-service bank at your fingertips6

Available for iOS and AndroidTM

  • Deposit checks
  • View real-time transactions
  • Pay bills and transfer funds
  • Manage your budget and track spending
  • Improve your financial health with our marketplace partners

Apply Online

Open an account online in under 3 minutes with as little as $100!

Why choose Radius?

  • Smiling Customer Angela
  • Monique R.
  • John M.
  • I get excited when I receive my monthly benefits email. I love seeing how much I have earned and saved this year by banking with Radius.

    Kathleen M.

  • Best banking experience I ever had hands down

    Laura H.

  • The unbelievably kind and helpful customer service team is one of the main reasons I bank with Radius

    Michael F.

Digital banking, made human.

At Radius, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.

Security

We use 256-bit encryption to ensure that data is protected with the highest level of security.

FDIC Insurance

Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000.

Customer Support

Have a question? We’re here to help. Chat with us online, or reach us by phone or email.

Apply Online

Open an account online in under 3 minutes with as little as $100!