Personal Banking

Overdraft Protection

Overdrafts can happen – protect yourself!

Protect yourself with one of our overdraft protection options

Linked Overdraft Protection

  • How it works

    Link up to three accounts to your personal checking account for overdraft protection. Available only for existing Radius clients.

Get the form

Overdraft Protection Line of Credit

  • How it works

    Automatically access funds up to your available credit limit whenever your checking account balance falls below $0.  Available only for existing Radius clients.

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Looking for an account?

Don’t have a Radius account yet, or want another one? Apply now and open a new account in under 5 minutes.

Digital banking, made human

At Radius, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.

Security

We use 256-bit encryption to ensure that data is protected with the highest level of security.

FDIC Insurance

FDIC Insurance

Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000.

Customer Support

Have a question? We’re here to help. Chat with us online, or reach us by phone or email.

Mobile Banking

Online & Mobile Banking

Manage your accounts from anywhere with unlimited access – 24 hours a day, 7 days a week.

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