The best online bank of 2020 is now even better.

Radius is now

Lendingclub logo

The best online bank of 2020 is now even better. Radius has joined America’s largest personal loan company to offer our members access to fair credit, competitive rates, and the financial tools to help you get out of debt and make the most of your money.

Personal Banking


Services to help you manage your money and life.

We’ve partnered with some of the best financial products available to help you spend, save and protect your money.


Goalkeeper is a free service that helps you automatically save money for your goals. Whether you’re saving for a rainy day fund, a credit card payoff, or something for yourself, Goalkeeper can help you achieve your goals. Get started in the Radius Mobile app or Radius Online Banking.

Learn More


Billshark is a bill-negotiating service that helps lower your monthly bill to service providers such as Cable, Internet, Wireless, and Home Security.

Upload your utility bill directly through the Radius Mobile app to get started.


Ladder has reinvented life insurance to be instant, simple, and smart. They’ve removed the barriers of Life Insurance to provide you with constant coverage in 10 minutes or less.

Get started in the Radius Mobile app or visit Ladder’s website.

Learn More


Lemonade is a property and casualty insurance company offering renters and home insurance for homes, apartments, co-ops, and condos.

Start protecting the stuff you love today – get a quote in just a few minutes by answering a few questions with the Radius Mobile app.


Radius has partnered with Credible to offer access to prequalified rates for Student Loans and Student Loan Refinancing.

Radius has partnered with Booking to offer 6% back on your travel when booked through Booking with your Radius debit card.1

Book Today


Snapchat is a popular messaging app that lets users exchange pictures and videos. Grow your business with a unique mobile audience primed to take action. For a limited time, spend $500 in Snapchat’s Ads Manager and receive $1500 in ad credit to use towards your next campaign!

Learn More
Mainvest from capital raise to repayments


Mainvest is an investment platform for brick & mortar businesses. With Mainvest, you can turn your network, neighbors, and customers into investors in your business. After your raise, you provide them with flexible repayments tied to your revenue, so they become incentivized to patronize your business and promote it in their community.

Raise Capital
First Dollar HSA

First Dollar

First Dollar truly cares about healthcare. That’s why their health savings account (HSA) comes with expert-curated health discounts, no fees, and best-in-class investing. Say HS-YAY to your new HSA.
If you have an HSA-eligible health plan, you can open a new HSA in 3 minutes. They’ll even help you transfer your old HSA to First Dollar.
Learn More

Why choose Radius?

  • Andres G.
  • Joseph S.
  • Monique R.
  • John M.
  • “I like having all fees resulting from ATM use reimbursed to me, no matter how often or how little I use ATMs. I also like it that there is no cap on how much these reimbursements can amount to.”

    Andres G.

  • “This representative was extremely kind, courteous, helpful, and knowledgeable. She was successfully able to resolve my issue quickly, and was very kind and attentive during the process. This representative sets a great example of what excellent customer service is.”

    Joseph S.

  • Best banking experience I ever had hands down

    Laura H.

  • The unbelievably kind and helpful customer service team is one of the main reasons I bank with Radius

    Michael F.

Let’s get started!

Don’t have a Radius account yet? Apply now and open your new account in under 3 minutes! What are you waiting for?

Digital banking, made human.

At Radius, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.


We use 256-bit encryption to ensure that data is protected with the highest level of security.

FDIC Insurance

Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000.

Customer Support

Have a question? We’re here to help. Chat with us online, or reach us by phone or email.