Personal Banking

Transaction Limits

    • Eligibility1
    • 30 days or less
    • All Essential accounts
    • Over 30 days
    • Over 120 days & $5,000 Relationship Balance
    • Over 90 days & $10,000 Relationship Balance
    • Over 120 days & $50,000 Relationship Balance
    • Incoming External Transfers (ACH)
    • $5,000
      daily limit
    • $5,000
      daily limit
    • $10,000
      daily limit
    • $150,000
      daily limit
    • $250,000
      daily limit
    • Outgoing External Transfers (ACH)
    • $5,000
      daily limit
    • $5,000
      daily limit
    • $10,000
      daily limit
    • $50,000
      daily limit
    • $250,000
      daily limit
    • Debit Cards2
    • $500 total daily limit
    • $250 total daily limit for first 30 days

      $500 total daily limit after first 30 days
    • $2,000 daily limit
      online and in-store signature-based (“credit”) purchases

      $2,000 daily limit
      PIN-based point of sale purchases

      $500 daily limit
      ATM withdrawal
    • $2,000 daily limit
      online and in-store signature-based (“credit”) purchases

      $2,000 daily limit
      PIN-based point of sale purchases

      $500 daily limit
      ATM withdrawal
    • $3,000 daily limit
      online and in-store signature-based (“credit”) purchases

      $3,000 daily limit
      PIN-based point of sale purchases

      $1,000 daily limit
      ATM withdrawal
    • $4,000 daily limit
      online and in-store signature-based (“credit”) purchases

      $4,000 daily limit
      PIN-based point of sale purchases

      $2,000 daily limit
      ATM withdrawal
    • Mobile Check Deposit3
    • $20,000
      daily limit
    • $1,000 daily limit & $2,000 rolling 10-day limit
    • $20,000
      daily limit
    • $50,000
      daily limit
    • $150,000
      daily limit
    • $250,000
      daily limit
    • Holds
    • 5 business days
    • 5 business days
    • 2 business days
    • 2 business days
    • 2 business days
    • 2 business days

Digital banking, made human

At Radius, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.

Security

We use 256-bit encryption to ensure that data is protected with the highest level of security.

FDIC Insurance

FDIC Insurance

Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000.

Customer Support

Have a question? Weโ€™re here to help. Chat with us online, or reach us by phone or email.