The best online bank of 2020 is now even better.

Radius is now

Lendingclub logo

The best online bank of 2020 is now even better. Radius has joined America’s largest personal loan company to offer our members access to fair credit, competitive rates, and the financial tools to help you get out of debt and make the most of your money.



Apply for life and home or renter’s insurance in Radius Online & Mobile Banking.

Ladder Logo

Life Insurance

Get life insurance through Ladder from the Radius Marketplace! With a fast application, real-time underwriting and instant decisions, Ladder makes it easy to get covered.

Lemonade home and renter's insurance

Home & Renter’s Insurance

Get Lemonade home & renter’s insurance from the Radius Marketplace! Start protecting the stuff you love today—get a quote in just a few minutes by answering a few questions.

Ladder Life Insurance on phone

Life Insurance

Ladder has reinvented life insurance to be instant, simple and smart. They’ve removed the barriers to getting life insurance by providing you with an easy online application that takes about 5 minutes, and instant decisions.

Get started in the Radius Mobile app or visit Ladder’s website.

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Lemonade in Radius Mobile app

Lemonade Home & Renter’s Insurance

Lemonade is a property and casualty insurance company offering renters and home insurance for homes, apartments, co-ops, and condos.

Start protecting the stuff you love today – get a quote in just a few minutes by answering a few questions with the Radius Mobile app.

Let’s get started!

Don’t have a Radius account yet? Apply now and open your new account in under 3 minutes! What are you waiting for?

Why choose Radius?

  • Andres G.
  • Joseph S.
  • Monique R.
  • John M.
  • “I like having all fees resulting from ATM use reimbursed to me, no matter how often or how little I use ATMs. I also like it that there is no cap on how much these reimbursements can amount to.”

    Andres G.

  • “This representative was extremely kind, courteous, helpful, and knowledgeable. She was successfully able to resolve my issue quickly, and was very kind and attentive during the process. This representative sets a great example of what excellent customer service is.”

    Joseph S.

  • Best banking experience I ever had hands down

    Laura H.

  • The unbelievably kind and helpful customer service team is one of the main reasons I bank with Radius

    Michael F.

Get in touch!

Feel free to contact us with any questions. We are dedicated to providing exceptional customer service.

Digital banking, made human.

At Radius, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.


We use 256-bit encryption to ensure that data is protected with the highest level of security.

FDIC Insurance

Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000.

Customer Support

Have a question? We’re here to help. Chat with us online, or reach us by phone or email.