Personal Banking

Hybrid Checking

Get the high-interest earning of a savings account with the flexibility of a checking account.

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Asset 1

Award-winning free interest checking1

The best checking account for one-stop account management with no hidden fees and high-interest earning power.

High-interest earning

  • Earn 1.20% APY

    Balances of $100,000 & up2

  • Earn 1.00% APY

    Balances of $2,500–$99,999.992

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Freedom from fees

  • It’s your money, you shouldn’t have to pay to use it

  • Free ATMs worldwide3
  • No monthly service fees
  • No minimum balance requirement after $100.00 to open
  • First order of checks on us!
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Apply online in minutes

  • Here’s what you’ll need to apply

  • Your Social Security Number (or Individual Tax ID Number)
  • $100 or more to open – you can use a debit card or transfer from an existing bank account
  • Open your account in as little as 3 minutes!

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Why choose Radius?

  • Andres G.
  • Joseph S.
  • Monique R.
  • John M.
  • I like having all fees resulting from ATM use reimbursed to me, no matter how often or how little I use ATMs. I also like it that there is no cap on how much these reimbursements can amount to.

    Andres G.

  • This representative was extremely kind, courteous, helpful, and knowledgeable. She was successfully able to resolve my issue quickly, and was very kind and attentive during the process. This representative sets a great example of what excellent customer service is.

    Joseph S.

  • I am very satisfied with the customer service, fast response and very knowledgeable customer rep.

    Monique R.

  • Love the online chat!

    John M.

Additional services available

Overdraft Protection

Safeguard your checking account from overdrafts by setting up our convenient overdraft protection services.

Stop Payments

Place stop payments on checks before they have been cashed.

Wire Transfers

Easily transfer money from your Radius account to another person or a bank account elsewhere.

Let’s get started!

Don’t have a Radius account yet? Apply now and open your new account in under 3 minutes! What are you waiting for?

Digital banking, made human

At Radius, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.


We use 256-bit encryption to ensure that data is protected with the highest level of security.

FDIC Insurance

Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000.

Customer Support

Have a question? We’re here to help. Chat with us online, or reach us by phone or email.