Award-winning free interest checking1
The best checking account for one-stop account management with no hidden fees and high-interest earning power.
Earn 1.20% APY
Balances of $100,000 & up2
Earn 1.00% APY
Balances of $2,500–$99,999.992
Freedom from fees
It’s your money, you shouldn’t have to pay to use it
- Free ATMs worldwide3
- No monthly service fees
- No minimum balance requirement after $100.00 to open
- First order of checks on us!
Apply online in minutes
Here’s what you’ll need to apply
- Your Social Security Number (or Individual Tax ID Number)
- $100 or more to open – you can use a debit card or transfer from an existing bank account
Open your account in as little as 3 minutes!
Why choose Radius?
I like having all fees resulting from ATM use reimbursed to me, no matter how often or how little I use ATMs. I also like it that there is no cap on how much these reimbursements can amount to.
This representative was extremely kind, courteous, helpful, and knowledgeable. She was successfully able to resolve my issue quickly, and was very kind and attentive during the process. This representative sets a great example of what excellent customer service is.
I am very satisfied with the customer service, fast response and very knowledgeable customer rep.===========
Love the online chat!
Additional services available
Safeguard your checking account from overdrafts by setting up our convenient overdraft protection services.
Place stop payments on checks before they have been cashed.
Easily transfer money from your Radius account to another person or a bank account elsewhere.
Let’s get started!
Don’t have a Radius account yet? Apply now and open your new account in under 3 minutes! What are you waiting for?
Digital banking, made human
At Radius, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.
We use 256-bit encryption to ensure that data is protected with the highest level of security.
Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000.
Have a question? We’re here to help. Chat with us online, or reach us by phone or email.