The best online bank of 2020 is now even better.

Radius is now

The best online bank of 2020 is now even better. Radius has joined America’s largest personal loan company to offer our members access to fair credit, competitive rates, and the financial tools to help you get out of debt and make the most of your money.

Personal Banking

Compare Savings Accounts

What are you looking for in a high interest account?

    • Choose the account that’s right for you!
    • “I want to earn more”
    • “I want more access to my money”
    • APY1
    • Earns 0.15% APY on balances of $2,500–$24,999.99
      Earns 0.25% APY on balances of $25,000 & up2
    • Earns 0.10% APY on balances of $2,500-$99,999.99
      Earns 0.15% on balances of $100,000 & up3
    • Transaction Limits
    • 99 preauthorized transactions per statement period4
    • No limit on the number of transactions
    • ATM/Debit Card
    • You can request a free ATM Card to make PIN-based purchases and withdraw money at ATMs
    • Receive a free debit card to earn 1.00% cash back on signature-based purchases, access ATMs and use mobile wallets5
    • Withdrawals
    • Make fee-free withdrawals at ATMs displaying the SUMSM logo
    • Free ATMs worldwide6
    • Transfers
    • Free internal and external online transfers between your Radius Bank accounts and accounts at other banks
    • Free internal and external online transfers between your Radius Bank accounts and accounts at banks, plus mobile payments
    • Monthly Maintenance Fee
    • None
    • None
    • Minimum Opening Deposit
    • $100.00
    • $100.00
    • FDIC-Insured
    • Requirements
    • Open the account with $100.00 or more
    • Open the account with $100.00 or more
      Enroll in free Online Banking & choose to receive eStatements
      Choose to receive a free Radius Debit Card
    • Apply Now
    • Radius High-Yield Savings

      Earn up to 0.25% APY with this free high-interest savings account.

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    • Rewards Checking

      Earn up to 0.15% APY and 1.00% cash back with this free checking account.

      Get Started