Personal Banking

Cash Back Rewards

Earn up to 1.5% cash back on everyday spending

Radius debit card

Earn up to 1.5% Cash Back

Earn unlimited cash back on purchases made with a Radius debit card and paid from a Reward Checking or Champion Checking account.1 2 3

Someone making a purchase

Eligibility

  • You must have a Rewards Checking or Champion Checking account open for at least 30 days, and meet one of the following requirements to qualify to earn cash back:

    • Receive $2,500 worth of direct deposits into your Rewards Checking or Champion Checking account from an employer or another source of income, or

    • Keep an average balance of $2,500 or more in your Rewards Checking or Champion Checking account

Rewards Checking

Earn Cash Back

  • Use your Radius Bank debit card to earn unlimited cash back

    • Earn 1.50% cash back when you shop the following categories: Health, Food, Entertainment, and Social Good

    • Earn 1.00% cash back on everything else

Radius debit card

How to Earn

  • Make signature-based (“credit”) purchases at your favorite retailers in-store and online using your debit card associated with your Rewards Checking or Champion Checking debit card
  • The cash back you earn will automatically be credited to your Rewards Checking or Champion Checking account at the end of the month following the earning period
  • Cash Back Rewards are earned monthly, so if you don’t qualify in one month, you can still earn the next!

Why choose Radius?

  • Andres G.
  • Joseph S.
  • Monique R.
  • John M.
  • “I like having all fees resulting from ATM use reimbursed to me, no matter how often or how little I use ATMs. I also like it that there is no cap on how much these reimbursements can amount to.”

    Andres G.

  • “This representative was extremely kind, courteous, helpful, and knowledgeable. She was successfully able to resolve my issue quickly, and was very kind and attentive during the process. This representative sets a great example of what excellent customer service is.”

    Joseph S.

  • Best banking experience I ever had hands down

    Laura H.

  • The unbelievably kind and helpful customer service team is one of the main reasons I bank with Radius

    Michael F.

Digital banking, made human.

At Radius, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.

Security

We use 256-bit encryption to ensure that data is protected with the highest level of security.

FDIC Insurance

Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000.

Customer Support

Have a question? We’re here to help. Chat with us online, or reach us by phone or email.