Personal Banking

Cash Back Rewards

Earn 1.00% in cash back with Rewards Checking.

Rewards Checking - 1% Cash Back

Earn 1.00% Cash Back

Earn unlimited 1.00% cash back on online & in-store signature-based (“credit”) purchases made with a Radius debit card and paid from a Rewards Checking account.1

Someone making a purchase


  • You must have a Rewards Checking account open for at least 30 days, and meet one of the following requirements to qualify for Cash Back Rewards:

  •  —  Receive $2,500 worth of direct deposits into your Rewards Checking account from an employer or another source of income, or

     —  Keep an average balance of $2,500 or more in your Rewards Checking account

Rewards Checking
Radius debit card

Earn Cash Back

  • Use your Rewards Checking debit card to earn 1.00% cash back

  • Make signature-based (“credit”) purchases at your favorite retailers in-store and online using your Rewards Checking debit card
  • 1.00% of what you spend will automatically be credited to your Rewards Checking account at the end of the month following the earning period
  • Cash Back Rewards are earned monthly, so if you don’t qualify in one month, you can still earn the next!
Rewards Checking
Stacking coins

Radius Rewards

  • In addition to Cash Back Rewards, Radius Rewards also offers higher transaction limits

  • Increase your daily debit card, external transfer, and mobile deposit limits by keeping a higher balance
Learn More

Why choose Radius?

  • Andres G.
  • Joseph S.
  • Monique R.
  • John M.
  • “I like having all fees resulting from ATM use reimbursed to me, no matter how often or how little I use ATMs. I also like it that there is no cap on how much these reimbursements can amount to.”

    Andres G.

    Real Customer
  • “This representative was extremely kind, courteous, helpful, and knowledgeable. She was successfully able to resolve my issue quickly, and was very kind and attentive during the process. This representative sets a great example of what excellent customer service is.”

    Joseph S.

    Real Customer
  • “I am very satisfied with the customer service, fast response and very knowledgeable customer rep.”

    Monique R.

    Real Customer
  • “Love the online chat!”

    John M.

    Real Customer

Digital banking, made human

At Radius, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.


We use 256-bit encryption to ensure that data is protected with the highest level of security.

FDIC Insurance

Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000.

Customer Support

Have a question? We’re here to help. Chat with us online, or reach us by phone or email.