The best online bank of 2020 is now even better.

Radius is now

Lendingclub logo

The best online bank of 2020 is now even better. Radius has joined America’s largest personal loan company to offer our members access to fair credit, competitive rates, and the financial tools to help you get out of debt and make the most of your money.

Learn MoreVisit LendingClub

  • Meet the Best
    Online Business
    Checking Account

    Tailored Checking

    Open online in minutes, and while you’re
    out hustling, we’ll put your money to work
    with an industry-leading interest rate and
    1+% cash back.1, 2

    Open Online Now
    Radius Business App with Radius Business Debit Card
Cash Back Rewards

Unlimited Cash Back

Get unlimited 1+% cash back on online and signature-based “credit” transactions made with a Radius debit card.1 2

Radius on Any Device

Online Account Opening

Apply online in 10 minutes or less. Skip the trip to the branch and get back to your business!

Automated Savings

Unlimited Transactions

No penalties, no fees, no upcharge. It’s your business, you shouldn’t have to pay to run it.3

Earn High Interest

Earn Interest

Earn more than the national average. Earn 0.10% APY on balances of $5,000 & up.4

Free ATMs Worldwide

Free ATMs Worldwide

We won’t charge a fee, and we rebate ATM fees charged by other banks, worldwide. Get unlimited ATM fee rebates and save over $300 this year!5

Mobile Check Deposit

24/7 Online & Mobile Banking

Manage your accounts from anywhere, at any time. Digital invoices, wires, ACH, bill pay, mobile deposit, and more in the palm of your hand.6

The Tailored Advantage

  • Earn unlimited 1.00% cash back on debit card purchases1
  • For a limited time, receive 1.50% cash back when you shop the following categories: advertising, computer equipment, and computer services2
  • Earn up to 0.10% APY4
  • Unlimited automatic ATM fee rebates5
  • Sync your Radius accounts to Mint®, QuickBooks®, or Quicken®.
  • No monthly maintenance fee for balances over $5,0003
  • No minimum balance requirement after $100 to open

Get Started Today

Open an account online in under 10 minutes!

Open Online Now
Tailored Checking Business App on Phone

Bank from Anywhere with Radius Mobile

A full-service bank at your fingertips

Available for iOS and AndroidTM

  • Real-time transaction history
  • Pay bills, transfer funds, and send wires
  • Mobile check deposits
  • Create and send professional digital invoices
  • Accept card, ACH, and lockbox payments
  • Generate reports and reconcile transactions for accounting

Friendly Customer Support

Chat with our U.S. based support team online, or reach us by secure message or phone, 7 days a week.

FDIC Insurance

Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000.

Security

We use 256-bit encryption to ensure that data is protected with the highest level of security.

Awards & Recognition

  • Best Business Checking Accounts 2020

  • College Investor

    Best Checking Accounts for Small Businesses

  • 2020 Best Checking Account For Small Business

Best Place to Open a Business Checking Account

Our recommendation for best places to open a business checking account online is the digital-native bank Radius. Radius’ Tailored Business Checking Account is ideal for growing businesses. According to their website, Radius estimates that you can open your online business checking account in as little as 10 minutes.

Fundera

Fundera

Treasury Prime

Fintech Partner

FinXTech

Startup Innovation Winner

Alloy

Fintech Partner

Open Online Now

Fast & flexible digital banking for the modern business. Open your account online in under 10 minutes.

Apply Now

Mobile Money Management

Tech for businesses on the go.

Radius App

Radius Mobile App

Bank any time and anywhere with the power of a full-service branch in the palm of your hand5

Mobile Check Deposit

Mobile Check Deposit

Snap a photo of your check and deposit funds from anywhere in the world

mobile Wallets

Mobile Wallets

Forget the clunky wallet—pay instantly, safely, and securely by adding your card to a mobile wallet app

Electronic Statements

Go paperless—view your business statements easier and faster, anytime and anywhere

Radius Card app - debit card security

Radius Card App

Lock down your debit card in just a tap, plus get real-time alerts and set location and transaction restrictions

Autobooks

Autobooks

We provide an integrated suite of services, tailored to the unique needs of small businesses, including receivables, payables, payments and accounting. 

Additional Services Available

Financial Dashboard

Business Bill Pay

Send one-time and recurring electronic payments and checks to companies and individuals.

Deposits

Remote Deposit Capture

Spend less time making deposits and more time earning them.

Pay People

ACH Origination

Manage your electronic payments online to quickly and efficiently disburse funds to employees or vendors.

Checks

Business Checks

Standard business checks available to order.