The best online bank of 2020 is now even better.

Radius is now

The best online bank of 2020 is now even better. Radius has joined America’s largest personal loan company to offer our members access to fair credit, competitive rates, and the financial tools to help you get out of debt and make the most of your money.

Business Banking

SBA Loans

Radius is a nationwide Preferred SBA Lender

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Types of Loans

  • SBA 7(a) Loans

    SBA’s flagship program for small and medium sized businesses, offering financing for virtually all business expenses, including: commercial real estate purchases and construction, refinance of existing debt, equipment financing, working capital, and business acquisitions. Typical loan size is between $400,000 to $5 million.

  • SBA 504 Loans

    Long-term, fixed rate financing for real estate purchases (and buildout), ground-up construction, heavy equipment, and debt refinance. SBA 504 loans pair a senior bank loan with a debenture which together offer up to 90% financing. Typical loan size is between $750,000 up to $15 million+.

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  • SBA Express Lines of Credit

    A revolving credit line for working capital. The maximum express loan is $500,000, and has been temporarily increased to $1 million through September 30, 2021.

Get in touch!

Feel free to contact us with any questions. We are dedicated to providing exceptional customer service.

Small Business Owner

Tailored Checking Business Account

  • Earn unlimited 1.00% cash back on debit card purchases1
  • Earn up to 0.15% APY
  • Unlimited automatic ATM fee rebates
  • No monthly maintenance fee
  • No minimum balance requirement after $100 to open
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Why Choose Radius for your SBA Loan?

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  • “Everyone at Radius has been great! This has been a stressful time for small business owners and Radius has really helped me to navigate the application process for an SBA loan. Thanks again to everyone at Radius.”

    Billy C.

  • “Joyce in Customer Service was great… she spent a lot of time with me and made me feel appreciated as a Radius customer.”

    Hayden S.

  • “Joseph in Customer Service couldn’t have been more helpful! It was great to chat with a live person and get my questions answered. It’s been very frustrating with other banks. Thanks Radius!”

    Penelope Q.

  • “Jessica at Customer Service was extremely thorough and informative, especially in light of all the uncertainty in the current environment. I am a small biz CPA in North Carolina, and Radius is THE best financial institution I have seen in my 30 years of experience.”

    Hank S.

  • “I’ve been so thankful for the help during this uncertain time. I’m looking forward other future collaborations with Radius. Thank you for being you!”

    Lexi G.

Digital banking, made human

At Radius, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.

Security

We use 256-bit encryption to ensure that data is protected with the highest level of security.

FDIC Insurance

Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000.

Customer Support

Have a question? We’re here to help. Chat with us online, or reach us by phone or email.