The best online bank of 2020 is now even better.

Radius is now

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The best online bank of 2020 is now even better. Radius has joined America’s largest personal loan company to offer our members access to fair credit, competitive rates, and the financial tools to help you get out of debt and make the most of your money.

Business Banking

Merchant Services

Simplified payment solutions to boost your business.

Run Your Business All from One Place

We offer POS systems and digital invoicing that allow you to accept payments physically or virtually anytime, anywhere.

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Point-of-Sale (POS) Solutions

Add more payment options with an all-in-one POS system that can hep transform your business with payment processing and business management solutions, customized just for you! 

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Digital Invoicing

The customer-friendly, online billing and invoicing solution that’s built for you. Send secure links to your customers so they can have the convenience of making instant electronic payments and you can get funded as soon as tomorrow. 

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Why choose Radius?

  • Headshot of Radius Customer Female
  • Headshot of Radius Customer Female
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  • Joseph S.
  • I just opened a Radius Checking account within minutes. GREAT user experience so far. Sign-up was seamless, and even submitting a check was very, very easy!

    Susan L.

  • “Outstanding experience!  Plain and simple!  Chat Bot Rae and Customer Service Rep. Jessica responded quickly and informed me of exactly what I needed to do and took care of my concerns.”

    Amy L.

  • “Jessica at Customer Service was extremely thorough and informative, especially in light of all the uncertainty in the current environment. I am a small biz CPA in North Carolina, and Radius is THE best financial institution I have seen in my 30 years of experience.”

    Hank S.

  • “This representative was extremely kind, courteous, helpful, and knowledgeable. She was successfully able to resolve my issue quickly, and was very kind and attentive during the process. This representative sets a great example of what excellent customer service is.”

    Joseph S.

Let’s get started!

Don’t have a Radius account yet? Apply now and open your new account completely online! What are you waiting for?

Digital banking, made human.

At Radius, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.

Security

We use 256-bit encryption to ensure that data is protected with the highest level of security.

FDIC Insurance

Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000.

Customer Support

Have a question? We’re here to help. Chat with us online, or reach us by phone or email.