The best online bank of 2020 is now even better.

Radius is now

Lendingclub logo

The best online bank of 2020 is now even better. Radius has joined America’s largest personal loan company to offer our members access to fair credit, competitive rates, and the financial tools to help you get out of debt and make the most of your money.

Back to blog

Best Online Checking Account Alternative to Simple

It might be the new year, but that doesn’t mean everything is back to normal just yet. For a lot of us, we are still trying to make the best out of what we got for now. For some, you now have the added stress of trying to find an alternative to your favorite online bank that like with a lot of things, was affected by 2020 circumstances and is no longer there for you. If you are looking for an alternative to Simple, or any other bank for that matter, Radius is here to help and maybe even turn this new year into a better year for you.

Radius is the online bank that brings that start-up energy to clients looking to hold on to those online banking features they have grown to know and love, but with over 30 years in the business. With a complete online and mobile banking experience, Radius is able to focus on what really matters to our clients – saving them money and time.

In 2020, Radius has been recognized not only by our clients with positive testimonials, but also within the industry with a number of different awards. Ascent gave Radius the title as the Best Checking Account for ATMs and the Best No-Monthly Fee Checking Account to close out 2020. Continuing on the path of recognition in 2021, Nerdwallet named Radius Bank 2021’s Best Bank for Online Experience and recognized Radius as one of the Best Checking Accounts, highlighting our Rewards Checking account that combines a competitive interest rate and cash-back rewards. Unlimited ATM fee reimbursements and our early direct deposit option were labeled as a “rare perk” for our clients. Just recently, Yahoo Finance named Rewards Checking one of the best checking accounts of 2021, highlighting our fee-free account as a “knockout contender.”

What makes Radius stand out among other online banks is our commitment provide a holistic financial experience to our clients. From an instant onboarding process that takes less than 3 minutes, to a debit card that offers 1.00% cash back on everyday purchases, Radius has built a bank that will be helpful to you in more ways than one. On top of the competitive industry-leading interest rate, our mobile app will keep you updated on all your transactions and spending trends, even allowing you to turn your debit card on and off for your safety and security. In addition, Radius has built-in financial management toolsthat allow clients to track their net worth, create a budget, make a plan to pay down debt and commit to savings goals. Lastly, Radius has partnered with best-in-class fintechs in our marketplace to help you save, spend and protect your money.

You probably already know what you want from your bank, but maybe you just don’t know where to find it. Like Simple, Radius believes in the future of online banking and servicing our clients with the best version of banking there is. Let us help you continue with an online banking experience with benefits you deserve, apply today.

About the author

Kathleen Barrett

As the Vice President of Marketing at Radius, Kathleen has had experience in the financial services industry for over ten years. Ten years ago, while working for a non-profit focused on helping consumers work their way to financial freedom, Kathleen found her passion for financial education. Her current role puts her at the forefront of online banking trends, allowing her to share her expert advice for your personal financial needs.