2021 Radius Awards
We are committed to delivering superior products and services to help our clients meet their financial goals. We are proud to have been honored with the awards below for our continued commitment.
The bank checks all of the boxes, earning it our choice for best checking account overall: unlimited ATM reimbursement, support for mobile check deposits and transfers and no monthly or out-of-network ATM transaction fees. It’s an excellent checking account — and with its modest APY and decent cash-back reward structure (for a checking account), it could suitably serve as a one-size-fits-all bank account to cover all of your savings, spending and checking needs.
Celent recognizes the bank as the winner of the 2021 Celent Model Bank Award for Credit Innovation During the Pandemic for their Paycheck Protection Program response. The bank demonstrated a stellar COVID-19 response and the art of the possible by successfully launching its PPP portal in six business days and originating 14 times more loans than initially forecasted.
The bank’s Tailored Checking doesn’t have the best yield in the business checking space, but 0.10% APY on balances over $5,000 is better than nothing. Pair that yield with no limits or fees on transactions — ever — and you have an excellent account for active businesses able to keep some cash on hand. Mobile check deposits and a powerful debit card app (which includes a card-locking feature) simplify banking on the go.
With the Rewards Checking account, you can earn 1.5% cash back on three spending categories: dining out such as for meal delivery services, health such as athletic store or healthcare costs, and subscriptions for streaming services. You can also get 1% cash back on all other signature-based purchases in stores and online (at store checkouts, you select “credit” instead of “debit”). If your balance hits $2,500, a 0.10% annual percentage yield kicks in. If you have $100,000 or more, the rate becomes 0.15% APY.